Home & Fire Insurance

Home Insurance

Main Coverage of Home Insurance

1. Building Coverage

• Protection against fire, lightning, explosion, flood, storm, and earthquake.
• Covers accidental damages such as car collisions or aircraft crashes.

2. Home Contents Coverage

• Covers furniture, electrical appliances, and other personal belongings against fire, flood, or theft.

3. Natural Disaster Coverage (depending on insurance plan)

• Protection against floods, hailstorms, earthquakes, and other natural disasters.

4. Theft Protection

• Covers burglary or theft from your home.

5. Third-Party Liability Coverage

• Covers damages or injuries to others, for example, if a fire spreads to neighboring properties or a visitor is injured on your premises.

Protect your home and everything inside from unexpected events.

Fire Insurance

Main Coverage of Fire Insurance

1. Fire

• Covers accidental fires, such as electrical short circuits, candles tipping over, or fires caused by interior decorations.



2. Lightning

• Covers damage to buildings or electrical appliances caused by lightning strikes.

3. Explosions (e.g., household gas)

• Covers explosions not caused by industrial machinery (subject to policy terms and conditions).

4. Additional perils as specified in the policy

• Natural disasters: floods, storms, earthquakes, hail.
• Civil disturbances: riots and strikes
• Acts of others: terrorism or theft.

Secure your property with reliable protection against fire and other risks.