Health & Accident Insurance

Health Insurance

Health insurance policies provide coverage for medical expenses, treatment costs, or income compensation in case of illness or accident.

Types of Health Insurance

  1. Medical Expense Insurance — Covers hospital and treatment costs
  2. Income Compensation Insurance — Provides daily or monthly benefits during hospitalization
  3. Critical Illness Insurance — Lump-sum payment upon diagnosis of specified serious illnesses
  4. Personal Accident Insurance (PA) — Coverage in case of injury, disability, or death from accidents
  5. Comprehensive Health Insurance — All-in-one protection plans

Coverage Benefits

  1. Medical expenses: 1,000,000 - 50,000,000 THB/year
  2. Room & board: starting from 2,000 THB/day
  3. ICU coverage: actual cost or per-plan limits
  4. Surgery & treatment: actual cost or per-plan limits
  5. Outpatient (OPD): available in some plans or as optional coverage
  6. Accident & critical illness: depending on plan
  7. Eligible ages: from 15 days - 70 years (some renewable up to 90 years)
  8. Premiums: starting from just a few thousand baht per year

Ideal for individuals who want affordable entry-level health insurance with essential protection.

View more details from your preferred insurance company.

Personal Accident Insurance (PA)

Personal Accident Insurance provides coverage for injuries, disability, or death resulting from accidents. The insurer pays medical expenses or compensation as stated in the policy.

Coverage Benefits

  1. Death / Permanent Disability: 100,000 - 1,000,000 THB
  2. Medical expenses: 10,000 - 100,000 THB per accident
  3. Income compensation (if included): up to 1,000 THB/day
  4. Additional benefits for fractures, burns, scalds: per policy conditions
  5. Emergency services: ambulance or emergency transport
  6. No waiting period: coverage begins immediately after approval
  7. Eligible ages: 15 - 65 years

Premiums: from only a few hundred to a few thousand baht per year. 24-hour worldwide protection at affordable premiums.

R.M. Consultant Insurance Broker

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